Finance Made Easy with LendingClub

Take control of your financial future with personalized loan options and smart banking solutions that work for you, not against you.

Join over 5 million members who have discovered a better way to manage their money.

Get Started Now
Finance Made Easy

Financial Solutions That Work For You

Choose the financial product that best fits your needs and goals

Debt Consolidation

Debt Paydown Loan

Consolidate high-interest debt into one affordable monthly payment. Loans up to $40,000 with competitive rates.

Take control of your debt and start saving today.

Personal Loans

Cash Loan

Get the cash you need for major expenses, home improvements, or unexpected costs with loans up to $40,000.

Flexible terms that fit your budget.

Medical Loans

Medical Loans

Finance dental, fertility, and other medical treatments with up to $65,000 through LendingClub Patient Solutions.

Invest in your health without financial stress.

Auto Refinance

Auto Loan Refinance

Lower your monthly car payments with competitive rates and flexible terms that could save you money.

Stop overpaying on your auto loan.

Personal Loans

Why Choose LendingClub?

We're rewriting the rules of traditional banking. Our member-first approach means we only win when you succeed.

  • Competitive Rates

    We offer some of the most competitive rates in the industry, potentially saving you thousands.

  • Quick Funding

    Get approved quickly and have funds deposited directly to your account within days.

  • No Hidden Fees

    We're transparent about our fees so you always know exactly what you're paying.

  • Dedicated Support

    Our customer support team is available to answer questions and guide you through the process.

Smart Banking for a Better Future

LendingClub Bank gives you more ways to save, spend, and grow your money with fewer fees and better rates.

  • High-Yield Savings

    Earn more interest on your savings with rates significantly higher than traditional banks.

  • No-Fee Checking

    Enjoy checking with no monthly fees, no minimum balances, and access to over 35,000 fee-free ATMs.

  • Smart Money Tools

    Our app helps you track spending, set budgets, and achieve your financial goals faster.

  • FDIC Insured

    Your deposits are protected up to $250,000 through our FDIC insurance.

Online Banking

How It Works

Getting the financial solution you need is quick and easy

1

Check Your Rate

Fill out a simple form and check your rate without affecting your credit score.

2

Choose Your Offer

Review personalized loan options and select the one that best meets your needs.

3

Get Funded

Once approved, we'll deposit funds directly to your account or pay creditors directly.

5M+

Happy Members

$90B+

Total Loans Funded

65K+

5-Star Reviews

2024

Best Online Bank

What Our Members Say

Join thousands of satisfied members who have transformed their financial lives

★★★★★

"LendingClub helped me consolidate my credit card debt and save over $300 per month. The process was so simple, and their customer service was excellent!"

Michael

Michael K.

New York, NY

★★★★★

"Thank you so much for valuing me as a customer, and coming through for me and my family at a trying time in this world. You've made a huge difference."

Roselyn

Roselyn T.

Texas

★★★★★

"I was able to refinance my auto loan and save $120 every month. That's real money back in my pocket! The application was easy and funding was fast."

James

James L.

Chicago, IL